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Personal Checking

All our personal checking accounts include the following features:

  • Low or no monthly service fees
  • Low balance requirements to earn interest
  • Convenient access...

All checking accounts come with the MasterCard Debit Card -- the most convenient card you’ll keep in your wallet!

Use it as an ATM card at Sutter Community Bank, to withdraw money at other ATMs, and to make purchases and receive cash back at grocery stores, gas stations, restaurants -- anyplace that displays these logos:

Choose the account that serves you best!

Free Checking

No worries here! No minimum balance, no monthly fees, and the sky’s the limit on the number of checks you write.

Monthly Fee Interest Additional Features
No Fee No
  • Free online banking & telephone banking
  • MasterCard Debit Card
Interest Checking

Make your money work for you! Earn interest while still enjoying unlimited check writing and deposits.

Monthly Fee Interest Additional Features
$10 monthly service fee
(waived with average daily balance of $1000 or more)
Yes
  • Free online banking & telephone banking
  • MasterCard Debit Card
  • Free box of bank logo checks each year
  • $10 discount on safe deposit box (Based On Availability)
Personal Checking

Need a lot from your checking account? This one delivers. No charge for traveler’s checks, cashiers checks, and stop payments. We’ll even waive the fee on one overdraft or bounced check each year!

Monthly Fee Interest Additional Features
$7 No
  • Free online banking & telephone banking
  • MasterCard Debit Card
  • Free box of bank logo checks each year
  • $10 discount on safe deposit box (Based On Availability)
Golden Poppy Account

Are you age 50 or better? Enjoy the exclusive benefit of a quarter percent bonus on new Certificates of Deposit, traveler’s checks, and cashiers checks. All this and interest too!

Monthly Fee Interest Additional Features
No Fee Yes with a $1,000 minimum balance
  • $10 discount on safe deposit box (Based On Availability)
  • Free online banking & telephone banking
  • MasterCard Debit Card
  • Free box of bank logo checks each year
  • Free Photo copies (Maximum 10 Pages)