Maximize Your FDIC Insurance

Deposits at Sutter Community Bank are now insured up to at least $250,000 per depositor. Get more out of FDIC insurance with a few tips from us.

Know the facts. You could be covered for more than $250,000. Here's a simple example of how one couple could be insured up to $1,500,000:

  • Bank Account 1: John Doe, $250,000
  • Bank Account 2: Mary Doe, $250,000
  • Bank Account 3: Joint Account, John and Mary Doe, $500,000
  • Bank Account 4: John Doe, In Trust For (ITF) Mary Doe, $250,000
  • Bank Account 5: Mary Doe, In Trust For (ITF) John Doe, $250,000
  • Total: $1,500,000

Need up to $50 Million in FDIC insurance?

Click here to learn about the CDARS® program.

Instantly calculate your coverage

Looking to estimate how much of your money is covered by the FDIC? To get instant insight, try EDIE the Estimator, created by the FDIC.

Get a fresh perspective on how to protect your money

Here are four depositor stories. Each shows a different combination of bank accounts and ownership to help you see the various ways in which FDIC coverage can be calculated.


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