UPDATE
www.suttercommunitybank.com
ISSUE 11 • FALL, 2008
FREE Event
70
0 PL
UMAS
STRE
ET
•Y
UBA
CITY
,
CA 9
5991
PRST STD
STANDARD MAIL
U.S. POSTAGE PAID
YUBA CITY, CA
PERMIT NO 70
www.suttercommunitybank.com
† Annual percentage yields (APY) are effective as of the date of this publication. Minimum opening deposit is $100.00. A service fee of $10.00 will apply if the average daily balance falls below $1000.00.
Service fees could reduce earnings on your account. Rates guaranteed not to be lowered thru 12-31-08 for both new and existing account holders. Rates are subject to change after the promotional period has
ended. This is a tiered rate account and the amount of interest paid depends on the balance maintained. Interest is compounded daily and paid monthly on your statement cycle. Transaction limits may apply.
Rates guaranteed not to be lowered thru December 31, 2008, to new and existing customers.
This NOW account is available for individuals, non-profit organizations, and sole proprietors.
Interest Rate APY
Average Balance
to obtain corresponding APY
0.5%
0.50%
$0 - $24,999
1%
1.01% $25,000 - $49,999
2%
2.02% $50,000 - $74,999
3%
3.05%
$75,000 +
Interest Checkingwith Unlimited Check Writing!
Hot! Checking
FDIC INSURED CDsto $50 Million!
CDARS®, the Certificate of Deposit Registry Service®, is
now available at Sutter Community Bank. CDARS® allows
an easy, convenient way to enjoy full FDIC insurance on
deposit amounts larger than $100,000.
How does CDARS® work? You bring your large deposit to
us. The money is then broken into smaller amounts and
placed with other banks that are members of a special
network. Those member banks issue CDs in amounts un-
der $100,000, so that your entire investment is eligible for
FDIC insurance. You earn one rate on your entire invest-
ment. You receive one regular account statement listing all
of your CDs, along with their issuing banks, maturity dates,
interest earned, and other details. It’s that simple!
HOW DOES CDARS® WORK?
You enter into one agreement with Sutter Community Bank,
signing one simple Deposit Placement Agreement.
You select an interest rate and a maturity.
Funds are deposited. Using CDARS®, we submit your funds
for placement at member banks.
CDs are issued. Member banks issue CDs in denominations
under $100,000 so your entire investment is eligible for full
FDIC insurance coverage.
Confirmation is received. You receive written confirmation of
your deposits and a listing of all of your CDs.
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2.
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Member FDIC. *Funds may be submitted for placement only after a depositor enters into the
CDARS® Deposit Placement Agreement. The agreement contains important information and
conditions regarding the placement of funds by our bank. CDARS® and Certificate of Deposit Ac-
count Registry Service are registered service marks of Promontory Interfinancial Network, LLC.
Confused? WE’VE GOT ANSWERS.
FDIC insurance explained
How to get FDIC insurance to $50 million*
WEDNESDAY
OCTOBER 8, 6PM
Event at Sutter Community Bank, 700 Plumas Street, Downtown Yuba City, Hors d’oeuvres & Drinks Served
Space Limited, RSVP 674.8900
Commercial Banks vs. Investment Banks
Question & Answer session

700 PLUMAS STREET • YUBA CITY • www.suttercommunitybank.com • 530.674.8900
Construction is now complete on Plumas Street!
Stop by and see the beautiful work. Congratulations
to the Yuba City Downtown Business Association on
completion of this extrodinary project.
Thank you for the great turnout to our second annual
shareholders meeting. Over 40 shareholders and guests
were in attendance to hear details on our annual report,
and enjoy great food, drinks, and socializing!
Should you
have any
questions,
or need an
additional
copy of the
annual re-
port, please
call Ken at
674-6204.
AnnualMeeting
SHRED DAY
a huge success!
update
Congratulations to all
our Kids’ Club members
who turned in
AWESOME report cards
over the past
couple months.
Pictured here are
are some of our stellar
Kids’ Club members!
Plumas Update
Customer
prepares checks for
deposit
Scan & convert checks
into digital images in
your office
Electronic deposit
into your
bank account
Funds are
credited to
your account
HERE’S HOW SUTTER COMMUNITY BANK’S REMOTE DEPOSIT CAPTURE WORKS:
+
=
MAKE DEPOSITS WHEN IT’S MOST CONVENIENT FOR YOU WITH REMOTE DEPOSIT CAPTURE!
Scan and deposit checks electronically from your business directly to your bank account.
Why RDC? It’s simple: No trips to the bank, No deposit slips, No courier service for the daily deposits!
BENEFITS
Simple to Use with a personal computer with internet
access and a scanner.
Reduce Cost by consolidating your banking business
with Sutter Community Bank.
Collect Cash Quicker by depositing your checks as soon
as you receive them.
Increase Office Efficiency by uploading processed
payment information to your accounts receivable system.
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2.
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4.
Sully A.
Atticus D.
Jordon H.
DURING
AFTER
“Remote Deposit is so easy
to use! It lets us bank on our
schedule, and our funds hit
our account faster.
Best of all, I don’t waste
valuable time away from the
office just to deposit.
Plus, it’s easy to view a de-
posit, even months later, and
we can match deposits with
our online banking accounts
daily.”
- Diana Nelson
Financial Manager
Yuba City Steel Products